In Ontario, ShiftRide requires you to add insurance coverage to your booking. During your active subscription period, you will be covered by this insurance, which includes Collision & Comprehensive, $2M Liability, and Standard Accident Benefits. Please note that only you and approved drivers are insured as eligible drivers.

Insurance Pricing in Ontario:

Fee

Reason

Amount

Weekly Insurance Fee

Insurance coverage for a week

40% of weekly Subscription Fee or $69, whichever is higher.

Hourly Insurance Fee

Insurance coverage for each hour your trip is being extended by.

40% of the hourly trip cost or $3.50, whichever is higher.

Daily Insurance Fee

Insurance coverage for each day your trip is being extended by.

40% of the daily trip cost or $29, whichever is higher.

Young Driver Fee

The driver is under 25 years old.

$20/week + regular insurance rates.

Additional Drivers Fee

Adding another driver.

Registration Fee + $29/week

1 Demerit Point

Has one demerit point on driving record

$10/week + regular insurance rates*

2 Demerit Points


Has two demerit point on driving record

$20/week + regular insurance rates*

3 Demerit Points


Has three demerit point on driving record

$30/week + regular insurance rates*

*ShiftRide reserves the right to refuse providing insurance to drivers at its own discretion. For the most up to date insurance pricing, please visit our Terms of Service.


If you're involved in an at-fault accident, you are responsible to pay a $1,000 deductible.

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